Guides for Calgary home buyers
What buying in Calgary costs, how an offer works, and which programs help first-time buyers. Each guide lists its sources and the date they were checked.
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First-time buyer guide
The steps in order, and the programs that help: the FHSA, the Home Buyers' Plan, the tax credit and 30-year mortgages.
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How much down payment you need
The minimum for any price, what mortgage insurance costs, and where the money can come from.
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Closing costs in Alberta
Legal fees, the inspection, Land Titles and tax adjustments. Alberta has no land transfer tax.
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Making an offer
Price, deposit and conditions, and what happens between an accepted offer and possession day.
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Condo, townhouse or detached
Price, monthly costs, condo fees, upkeep and space, side by side.
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Buying a home in Calgary as a newcomer
Work permits, mortgages with a short Canadian credit history, and down payments from back home.
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Monday to Saturday 9 am to 9 pm, Sunday noon to 9 pm